U Drive Cover Limited is an independent UK insurance intermediary, wholly owned and operated by its senior management team. With over 50 years of experience in the specialist insurance market, the business provides tailored insurance solutions across motor, commercial vehicle, fleet and household insurance.

We specialise in arranging cover for customers whose circumstances may not be suited to standard insurance products. This includes drivers with accident or motoring conviction histories, cancelled or declined policies, non-motoring convictions, and modified vehicles. We are able to insure a wide range of vehicles, from everyday cars through to high-value and performance models, and provide cover for drivers aged between 21 and 80. Our expertise also extends to arranging insurance in traditionally high-risk locations and for drivers with limited or no prior driving experience.

U Drive Cover Limited was established to offer a service-led, consultative approach to insurance. We take the time to understand each customer’s individual requirements, enabling us to source appropriate and competitive cover rather than offering a one-size-fits-all solution. Our long-standing relationships with a panel of leading UK insurers allow us to combine competitive premiums with robust policy terms and reliable underwriting support.

While we offer the convenience of online quotations and policy purchase, we strongly believe that informed advice and personal interaction remain central to delivering the right outcome for our customers. Our UK-based team is highly experienced in specialist underwriting criteria and is available to discuss the many rating factors that can influence premiums. We welcome the opportunity to speak directly with both new and existing customers to ensure their needs are fully understood.

Our aim is to demonstrate that specialist insurance, delivered with care and expertise, does not need to come at a premium cost.

U Drive Cover Limited
Grosvenor House, 4–7 Station Road, Sunbury, TW16 6SB

Authorised and regulated by the Financial Conduct Authority